Please tell everyone who owns a house that there currently exists a tremendous opportunity to refinance their residence. I have recently closed several 30-year loans at some very low rates, which we have not seen in many years. There are numerous local experienced lenders with excellent loan products for refinances.
These local lenders do have money to lend. Meet with your local lender now, start the process, and then when the interest rates are right, your lender can lock in the attractive rates. Tell your family, friends, prior clients and future clients not to miss this opportunity!